The Pose at the Teller Window
A customer can now hand an AI agent the keys to a bank account. Their instruction can be as casual as “help me pay my bills.” The agent enters with valid credentials, and the bank sees an ordinary login. Their immediate concern may be the electric bill. The agent may encounter a new payee or a low balance and make a choice the customer never discussed. Once the money moves, the bank has a password and a session log. The customer has a memory of what they meant. Those records do not necessarily agree.

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