Today is April Fool’s Day, but what I am about to share with you has nothing do to with getting fooled — it is all too real and too corporate to rake any fun. When American Express recently announced their Serve payment service for exchanging money, I was happy to sign up, just as I had done with Square last November. I gave AMEX my banking information, a credit card and other personal identifying information. After confirming two deposits in my bank account, I decided to take the next test step and transfer $10 from my bank account to my Serve account. Oh, the woe that is me!