The Pose at the Teller Window

A customer can now hand an AI agent the keys to a bank account. Their instruction can be as casual as “help me pay my bills.” The agent enters with valid credentials, and the bank sees an ordinary login. Their immediate concern may be the electric bill. The agent may encounter a new payee or a low balance and make a choice the customer never discussed. Once the money moves, the bank has a password and a session log. The customer has a memory of what they meant. Those records do not necessarily agree.

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Cybersecurity Education in Kindergarten

When I was a child, there was no need for cybersecurity because it was the early 1980s and there was no such thing as the Internet as we know it today. In the last twenty years the situation has turned around completely around — it is oftentimes difficult to determine who or what is real online and every day people come up with new scams to try to rip off people and steal everything from their identity to the contents of their bank accounts.

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