Why Cooperation Beats Competition If You Design It Right

We praise competition because it slings us awake, but the quiet truth is that cooperation does the heavy lifting. It stitches days together, forges talent into reliability, and turns cleverness into outcomes you can touch. You see it most clearly where failure costs blood or bread. Think of the night shift in a busy hospital: rounds, handoffs, an attending who catches what a resident almost missed because the culture expects second looks instead of blaming first movers. The system works not by goodwill alone but by rules that force repetition and reputational memory: chart audits, morbidity and mortality conferences, and the knowledge that you will see the same colleagues tomorrow. That is how fragile human kindness hardens into durable care.

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Bridging the Gap Between Artist and Fan with Kickstarter

Artists for the last few years have a new venue to not only communicate with their fans but to actually involve the fans in the production of their work. In the past, for example, a band would have to play concerts or work side jobs if they wanted to raise the money they needed to pay for studio time or for mastering and pressing of their music onto vinyl or compact disc. This has all been fundamentally changed with Kickstarter, and other sites like it, which allow people to directly fund artists so that they can make their artistic projects a reality.

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Should Bad Credit Ruin Your Ability to Get a Job?

Should the sins of your financial past be carried over to negatively affect your future employment status as a job applicant? TransUnion and Experian believe your bad money management skills directly speak to your trustworthiness as an employee and they want employers to pay them to smoke out your bad behavior.

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Implementing the Higher Education Opportunity Act of 2008

The Higher Education Opportunity Act is a 2008 update to the Higher Education Act formed in 1965.  The HEOA is important because it is rolling into effect and it gives much more power in the marketplace of ideas to the consumer — students — so enlightened and keen decision-making can take place in the full light of day.  Here are some of the general provisions in the 2008 update:

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