Have you heard about the Trojan Horse Facebook Debtor Scam?  It seems “beautiful young women” with unprotected profiles and hot bodies are being invented by collection agencies to lure male debtors with false promises of sexual services if they “add them as a friend.”

If you don’t know, an unprotected profile on Facebook means anyone in the world can see all your information and your photos. 

Most people protect their contact information and photos and other personal info for friends only — so to see that information, you must have the Facebook person accept you as a friend.

Getting accepted as a friend on Facebook is relatively easy — but what I find most interesting in this scam is how these male debtors on Facebook are taken in by an anonymous beautiful woman with an open profile — when common sense suggests such a luscious beauty would have many privacy blocks in place to prevent people just like him from seeing her intimate details. 

So, these desperate, horny, male debtors accept the friend invitation from the Trojan Horse beauty who then mysteriously transforms into a collection agency and every friend and point of contact is now beset with a barrage of dunning notices against the debtor.

Is this a brilliant collection agency strategy to willingly lure sexually vulnerable men into doing the right thing by paying what they owe — or are we disgusted by the old lure of sex to trick men into losing their suspicious minds and giving up their privates for a public poisoning?


  1. It’s all rather sad when people are so hard up for a little loving that they will take anonymous strangers that then end up trying to destroy them! :O

  2. That’s a great analysis, Gordon. If something’s too good to be true — it can’t be true — but Spammers and debt collectors obviously know people are desperate for approval and affection and so they slay the passion with commerce.

  3. This is just mind boggling! I think this is a form of harassment that definitely qualifies as “cruel and unusual” punishment! It’s a shame that they hone in on someone’s emotions to gain access and slither their way in to issue outstanding notices.
    Most people are annoyed with the conventional methods of collecting debts! I am sure that this new invasion of privacy will stoke a huge fire!

  4. I, too, think it’s a disgrace, Kimberley, and I hope Facebook will not allow this sort of sham to stay on their servers. Let the collection agencies use the traditional methods of catching their prey and leave the rest of us alone!

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